I learned that you have to be careful when using credit cards that you have to watch how much you spend and that when you turn 18; banks will start sending you credit cards. My mom said that I won't get a credit card when I turn 18 because I could get a lot of debt before I even get a job and finish collage. That's what is bad about credit cards because you think you can buy anything you want then you get a bill and it's really expensive so you can't pay it.
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